- (941) 376-4580
- [email protected]
Thinking about a move? Let’s talk.
Down Payment Assistance Programs in Sarasota
Most First-Time
Buyers Qualify
Florida Housing offers a Homebuyer Program that offers 30-year fixed rate first mortgage loans to first-time homebuyers through participating lenders and lending institutions throughout the State of Florida. Eligible borrowers may also participate in one of Florida Housing’s second mortgage programs to assist borrowers with down-payment assistance and closing costs.
Learn more
Down-Payment Assistance
Available Programs
The Florida Assist
Offers up to $10,000 on FHA, VA, USDA and Conventional Loans. 0%, non-amortizing, deferred second mortgage.
The Florida Home ownership Loan Program
Offers $10,000. 3% fully-amortizing, second mortgage. 15-year term.
3%, 4% and 5% PLUS Second Mortgage
Borrowers utilizing these down payment and closing cost programs receive 3%, 4% or 5% of the total loan amount in a forgivable second mortgage.
First-Time Buyer Mortgages
Available Programs
HFA Advantage
First-time homebuyers, repeat buyers and borrowers seeking no cash-out refinances from Freddie Mac. As low as 3.0% down.
HFA Preferred
Affordable lending product available exclusively to eligible Housing Finance Agencies (HFAs) to serve low- to moderate-income borrowers from Fannie Mae. As low as 3.0% down.
Find Your Dream Home Today
Search ALL available listings in Sarasota, Manatee or Charlotte Counties. When you are ready, schedule a time to preview any listing with us.
Get in Touch with Us Today
Get in Touch with Us Today
ALEX MOREL, REALTOR®
Meet Alex, a Sarasota native with over 40 years of local knowledge and 15 years of experience as a licensed Realtor®. Growing up in a family of home builders and spending a decade in engineering, Alex combines technical expertise with a personalized approach to real estate. Serving Sarasota, Manatee, and Charlotte counties, Alex is dedicated to making your home buying or selling journey seamless and successful.
- Licensed Realtor® since 2010
- Specializes in Residential Real Estate in Sarasota Florida
- Representative For Both Buyers & Sellers
- Member of National, Florida & Sarasota Association of Realtors
- Served on Sarasota Board of Realtors Committee's between 2019-2021
What Our Clients Are Saying
Real Stories, Real Success: Hear from Happy Homeowners
Contact us
✔ Have questions?
✔ Need assistance with selling?
✔ Want to schedule a showing?
Our team is here to help! Fill out the form, and we’ll get back to you as soon as possible.
Trusted Partners and Resources
Collaborating with leading organizations in real estate to bring you reliable insights, tools, and services.